Explain my Auto Insurance Coverage

Auto Insurance coverage insures you for injuries that you may cause to another party and their property, and also provides protection for you, your passengers and your vehicle. There are different of coverage selections, and you must select the coverage that meets your needs

1. Bodily Injury Liability insures the injuries caused to the other party should you be at fault for the accident.

2. Property Damage Liability insures the damage to the other party's vehicle or property should you be at fault for the accident.

3. Personal Injury Protection insures the injuries caused to you and certain passengers of your vehicle up to $10,000 regardless of who is at fault.

4. Uninsured and Underinsured Motorist Liability insures your resulting injuries should you be hit by someone who has no insurance, or who does not have enough coverage.

5. Medical Payment Coverage provides additional medical assistance for you and certain passengers of your vehicle for emergency room visits, surgery and follow-up visits.

6. Comprehensive Coverage covers your vehicle from fire, theft, acts of nature and acts of fowl.

7. Collision Coverage covers your vehicle should you strike another vehicle or a non-moving object. You cannot purchase collision coverage without comprehensive coverage.

8. Rental Reimbursement and Towing rental coverage becomes effective when you are involved in a claim that results in damage to an insured vehicle. Towing coverage insures claim and non-claim tows based on policy specifics.